FILE:  EGD

Cf:  ED, EDBB

CASUALTY INSURANCE

GENERAL LIABILITY

The Lafayette Parish School Board, in its efforts to minimize its exposures to risk and potential damages resulting from alleged claims against the School Board and its employees, shall purchase commercial general liability insurance coverage to protect against claims arising out of the ownership, maintenance, or use of its premises and/or actions of its employees.

All liability claims filed shall be investigated thoroughly and promptly.  The Superintendent or his/her designee shall have the right to authorize the settlement of liability claims up to $20,000 after consultation with School Board counsel and the third-party claims administrator.  The Superintendent and the School Board President shall have the right to authorize the settlement of liability claims between $20,000 and $40,000, but both the Superintendent and the School Board President must authorize such settlement in writing.  The Office of Risk Management shall report all settlements to the School Board quarterly.

SCHOOL BUS LIABILITY COVERAGE

The Lafayette Parish School Board shall require each contract bus operator ten (10) days prior to the commencement of each school year, to provide the Superintendent or his/her designee with a copy of his/her automobile liability insurance policy on his/her bus covering a full year and a paid receipt for the policy.  Should any coverage aspects or insurance provisions of the policy change during the year, the bus operator shall notify the Superintendent or his/her designee within twenty-four (24) hours of receipt of notification.  Failure to comply with these requirements shall result in suspension without pay of the bus operator until such time as the bus operator is in compliance.

Each policy shall name the Lafayette Parish School Board as an additional named insured and shall provide the minimum liability coverage as the School Board may determine.

The School Board shall provide for insurance on district-owned buses, if any.

EMPLOYEE AUTOMOBILE LIABILITY COVERAGE

The School Board shall require employees of the School Board, who use their own vehicles while on official school business during the course of their employment, to carry automobile liability insurance on their vehicle.  The amount of coverage shall be at least that required by state law or higher limits as set by the School Board.

Persons using their own vehicles shall submit verification of coverage to the Superintendent or his/her designee before commencing any travel or being eligible for expense reimbursement.

CONTRACTORS AND VENDORS

The Lafayette Parish School Board shall require all contractors and vendors doing business with the School Board to maintain adequate insurance coverage.  Such coverage shall include workers' compensation and third party liability coverage.  The contractor or vendor may not appear at the facility either to unload materials or to begin work until a valid insurance certificate has been provided to the Superintendent or his/her designee.  If the contractor or vendor cannot provide these coverages, another contractor or vendor may be secured.

1. The individual issuing the contract shall be the last party to sign the contract.  No contract shall be countersigned unless a valid insurance certificate has been provided. 
   
   

2. Once a valid insurance certificate has been received, the individual signing the contract shall make sure the certificate is valid and meets the limits prescribed in the specifications and/or contract agreement.

Ref:    La. Rev. Stat. Ann. §§17:159, 17:159.1, 17:159.2, 32:861, 32:862, 32:863, 32:863.1, 32:864, 32:865, 32:898, 32:899, 32:900

Board minutes, 5-21-69, 6-19-74, 11-4-15, 3-7-18

Lafayette Parish School Board